tag:blogger.com,1999:blog-32186540522724774402024-03-13T08:12:00.047-07:00ICICI Home Loan Department(Pune) Duped meicici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.comBlogger56125tag:blogger.com,1999:blog-3218654052272477440.post-36116315502532563842010-02-23T21:36:00.000-08:002010-02-24T08:03:54.516-08:00Credit card complaints surged 74% in 2008-09: Banking Ombudsman<div><span><span class="Apple-style-span" style="font-size:medium;"><br /></span></span></div><div><span><span class="Apple-style-span" style="font-family:Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="font-size:medium;">NEW DELHI: Credit card complaints such as overcharging and issuance of unsolicited cards shot up by a whopping 74 per cent during 2008-09, said the annual report of the Banking Ombudsman. </span></span></span></div><div><span><span class="Apple-style-span" style="font-family:Arial, Helvetica, sans-serif;"><span class="Apple-style-span" style="font-size:medium;"><br /></span></span></span></div><div><span><span class="Apple-style-span" style="font-family:Arial, Helvetica, sans-serif;"><span><span class="Apple-style-span" style="font-size:medium;">"Complaints relating to credit cards continue to show an uptrend...The number of complaints pertaining to credit cards rose by 74 per cent during 2008-09," said the Ombudsman, which was appointed by the Reserve Bank to look into complaints of customers against banks. </span></span><span class="Apple-style-span" style="font-size:medium;"><br /><br /></span><span><span class="Apple-style-span" style="font-size:medium;">The complaints, the report added, pertain to issuance of unsolicited credit cards and insurance policies, charging of annual fee in spite of being offered as 'free' cards, abusive calls and selling loans over phone. Of the 69,117 complaints received during 2008-09, 26 per cent related to credit cards, it added. </span></span></span></span></div><div><span><span class="Apple-style-span" style="font-family:Arial, Helvetica, sans-serif;"><span><span class="Apple-style-span" style="font-size:medium;"><br /></span></span></span></span></div><div><span><span class="Apple-style-span" style="font-family:Arial, Helvetica, sans-serif;"><span><a href="http://economictimes.indiatimes.com/personal-finance/credit-cards/news/Credit-card-complaints-surged-74-in-2008-09-Banking-Ombudsman/articleshow/5604517.cms" target="_blank"><span class="Apple-style-span" style="font-size:medium;"><b>Read the full story </b></span></a></span></span></span></div>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com9tag:blogger.com,1999:blog-3218654052272477440.post-19699787387803392432010-02-22T06:00:00.000-08:002010-02-27T09:15:34.079-08:00Letter of Appreciation to ICICI<div style="text-align: center;"><span class="Apple-style-span" style=" font-weight: bold; font-size:large;">Letter of Appreciation</span></div><br />ICICI Bank Limited, Pune<br />ICICI Pru Limited, Mumbai<br />23rd Feb, 2010<br /><br /><br /><br /><div style="text-align: center;"><span class="Apple-style-span" style="font-weight: bold; "><span class="Apple-style-span" style="font-size:large;">To Whom it may Concern</span></span></div><br /><br /><br />This, Letter of Appreciation, is a with reference to my complaint which got resolved after 9+ months due to the proactive help and support provided by four ICICI officials whose details are given below. I would like to thank them personally for their sincerity and dedication towards ICICI. I personally feel that ICICI is lucky to have them on-board but the irony is people like them are in minority. ICICI have more corrupt people and just handful of dedicated people.<br /><br /><b><span class="Apple-style-span" style="color:#FF6600;">Mr. Bonny Thomas</span></b><span class="Apple-style-span" style="color:#FF6600;">,</span> Regional Head Sales (salary Account) ICICI Bank, Pune:<br />He has done a commendable job by patiently listening to the complaint and solving the queries in just a weeks time. I really appreciate his help as he has gone out of the way to take care of this complaint. Bonny is from the salary department but still he did his homework well and provided me all the answers. I wonder what stopped the real culprits and their seniors from doing so. He is The Man with amazing problem solving abilities.<br /><br /><b><span class="Apple-style-span" style="color:#FF6600;">Mr. Shakti Singh</span></b><span class="Apple-style-span" style="color:#FF6600;">,</span> Relationship Manager, (salary Account) ICICI Bank, Pune:<br />Shakti was very instrumental in providing me a resolution since I got in touch with him. He was actively interacting with all the concerned people and was keeping me up-to-date on the latest developments.<br /><br /><b><span class="Apple-style-span" style="color:#FF6600;">Ms. Saphira Sequeira</span></b><span class="Apple-style-span" style="color:#FF6600;">,</span> Customer Relations Manager, ICICI Pru, Mumbai:<br />She acted very promptly on my complaint and took it seriously. Also she was keeping me updated on the developments on a regular basis. I like the fact that she took the complaint as a top concern and initiated an enquiry on Prakash Sikri to authenticate the complaint.<br /><br /><b><span class="Apple-style-span" style="color:#FF6600;">Ms. Teena Katyal</span></b><span class="Apple-style-span" style="color:#FF6600;">,</span> Customer Service Manager, ICICI Pru, Mumbai:<br />When Saphira was on leave, Teena took over the case and she helped me getting an apology letter along with my premium money. I was amazed that she did all this in just 15 days flat.<br /><br />I am attaching the resolution letter provided by the above as a reference. Also I am attaching the worst letters in the corporate history provided by both the crooks Prakash Sikri and Gurav Bose. They are being shielded by their seniors who don’t have the audacity to take any action.<br /><br />It’s a matter of big shame that ICICI could not resolve an issue for 9+ months which only took a week, when taken seriously. The ICICI complaint cell is a waste of time and all the escalation levels are nothing but eyewash. It’s high time ICICI should set some processes right and place a trigger which can alert them if any complaint lingers on for months.<br /><br />I am not sure if I will ever get the answers for the questions below,<br /><br />Q1. Why my complaint took 9+ months, when the answers were very simple?<br />Q2. Why ICICI complaint cell never responded to any of my queries?<br />Q3. Why ICICI has 3 levels of escalation when not a single level actually produces result?<br />Q4. What is ICICI policy for compensation to the customer who suffered for 9+ months due to the inefficiency of your corrupt staff?<br />Q5. Why I did not get the answers from Prakash Sikri and Gaurav Bose or for that matter even from their seniors?<br />Q6. How is the ROBOT B. Vijay Rose helping the duped customers or even ICICI for that matter?<br />Q7. Why do ICICI pass the complaint to call center people who simply call me to ask my DOB, fathers name, mothers name, last transaction, account no, EMI, Loan sanctioned, etc even before saying Hello?<br />Q8. How can ICICI hire guys who don’t even know how to write a mail or not to misuse their powers by sending fake ICICI mails? <br />Q9. How can senior ICICI official make a statement like “Let bygones be bygones”? Why don’t they respect their customer’s time and energy? This is a sheer example of “Chalta Hai” attitude.<br /><br />ICICI needs to understand that their senior folks represent ICICI and a statement like above proves the disrespect towards customer’s time and an unprofessional culture.<br /><br />I strongly feel that ICICI will be doomed if people, like the ones mentioned above, will leave the company. I personally don’t have any faith left in ICICI. I suffered for 9+ months to get the answers of my questions.<br /><br />I wish Bonny Thomas, Shakti Singh, Saphira Sequeira and Teena Katyal all the best in their career and future endeavors.<br /><br /><br /><br /><br /><br /><br /><b><span class="Apple-style-span" style="color:#FF9900;">http://icicidupedme.blogspot.com/</span></b><br /><br /><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#666666;">PS: This blog is a testimonial of what I have undergone. If someone has any concerns about the same, I will be more than happy to answer but I would like someone really senior to interact with me. By seniors I mean the people like Mr Kamat, Ms Kochhar, otherwise please don’t bother. Also I would like to mention that I don’t have any hidden agenda with this blog. Just so you know that with all the proofs I have, I can simply sue ICICI but I don’t have time for these things. I just want to educate other people on how ICICI works so that they can safeguard themselves. A resolution time of 9+ months for simple queries is a big shame and a matter of grave concern for INDIA’s largest bank. </span></span><br /><div><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#666666;"><br /></span></span></div><b>Attachments : </b><div><b><br /></b></div><div><b><span class="Apple-style-span" style="font-weight: normal;">1. Last mail from Bonny clarifying all the queries : <a href="http://4.bp.blogspot.com/_DZqtdtrvm3w/S35q-HJPoaI/AAAAAAAAAK0/CV4zqqN57nM/s1600-h/answer_1.gif" target="_blank">page 1</a>, <a href="http://4.bp.blogspot.com/_DZqtdtrvm3w/S35q-HJPoaI/AAAAAAAAAK0/CV4zqqN57nM/s1600-h/answer_2.gif" target="_blank">page 2</a></span></b></div><div><b><span class="Apple-style-span" style="font-weight: normal;">2. Apology mail from ICICI Pru : <a href="http://3.bp.blogspot.com/_DZqtdtrvm3w/SrnrrQLSosI/AAAAAAAAAIU/2FsSwPLByR8/s1600-h/apology_seek2.gif" target="_blank">full mail</a></span></b></div><div><b><span class="Apple-style-span" style="font-weight: normal;"><a href="http://3.bp.blogspot.com/_DZqtdtrvm3w/SrnrrQLSosI/AAAAAAAAAIU/2FsSwPLByR8/s1600-h/apology_seek2.gif"></a>3. Fake Mail from Gaurav Bose : <a href="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdaK3QfhbI/AAAAAAAAAJE/UMSmBqf_yJw/s1600-h/29-oct---1.gif" target="_blank">page1</a>, <a href="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdaK3QfhbI/AAAAAAAAAJE/UMSmBqf_yJw/s1600-h/29-oct---2.gif" target="_blank">page2</a></span></b></div><div><b><span class="Apple-style-span" style="font-weight: normal;">4. Worst mail ever from Prakash Sikri : <a href="http://1.bp.blogspot.com/_DZqtdtrvm3w/SpOPPsNFpNI/AAAAAAAAAHc/ZDji-0BKBuQ/s1600-h/insurance_4.gif" target="_blank">full mail</a><br /></span></b><div><br /></div><div><br /></div></div>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com5tag:blogger.com,1999:blog-3218654052272477440.post-74886104969792245692010-02-22T01:51:00.000-08:002010-02-24T08:04:18.452-08:00What to do when Banks force sell you ?<div><b><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#006600;">If you have been asked to buy a ULIP for any loan related process, use any of the method below to get back your money.</span></span></b></div><div><span class="Apple-style-span" style="font-size:large;"><b><span class="Apple-style-span" style="color:#FF6600;"><br /></span></b></span></div><div><span class="Apple-style-span" style="font-size:large;"><b><span class="Apple-style-span" style="color:#FF6600;">Option 1 : </span></b></span></div><div><b><span class="Apple-style-span" style="color:#FF6600;"><span class="Apple-style-span" style="font-size:x-small;">Difficulty level : knowledge of blogging</span></span></b></div><div><b><span class="Apple-style-span" style="color:#FF6600;"><span class="Apple-style-span" style="font-size:x-small;">Resolution Duration : 9+ months</span></span></b></div><div><span class="Apple-style-span" style="font-size:large;"><b><span class="Apple-style-span" style="color:#FF6600;"><span class="Apple-style-span" style="font-size:x-small;">Pain, mental trauma, stress and harassment : High </span> </span></b></span></div><div><br /></div><div><b><span class="Apple-style-span" style="color:#333333;">Step 1.</span></b> Send ICICI a complaint mail with all the relevant docs photocopy (I maintained the correspondence on a blog which served dual purpose) </div><div><b><span class="Apple-style-span" style="color:#333333;">Step 2.</span></b> Send a mail to all the three level of escalations mentioned at <a href="http://www.icicibank.com/pfsuser/customer/html/customer_carenew_v3.html"><b>ICICI website</b></a> - this is just a formality as u need to give a proof of ur complaint before sending a mail to Banking Ombudsman. dont expect anything from ICICI as it is a sheer waste of time but you have to do it.</div><div><b><span class="Apple-style-span" style="color:#333333;">Step 3</span></b>. Now send a mail to <a href="http://www.icicibank.com/pfsuser/customer/Banking_Ombudsman_Scheme.pdf"><b>ICICI ombudsman</b></a> with all complaint letter attached. Make sure you provide the complaint in the desired format.</div><div><b><span class="Apple-style-span" style="color:#333333;">Step 4.</span></b> Send a mail to <a href="http://www.iciciprulife.com/ipru/GrievanceRedressal.jsp"><b>ICICI Pru Bombay</b></a>, thru post and online, the ICICI Pru is very fast in resolving any dispute.</div><div><b>Step 5. </b>Keep sending stinker mails to ICICI, well they not budge but you will feel good and light.</div><div><br /></div><div><b>Summary </b>: Online blog will help u maintain the flow of sequence and the best part is that u will learn how to blog :-). Keep on following and one day someone will respond, in my case it took them 9+ months.....</div><div><br /></div><br /><hr /><br /><div><b><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#FF6600;">Option 2: </span></span></b></div><div><span class="Apple-style-span" style=" ;font-size:large;"><span class="Apple-style-span" style="color:#FF0000;"><span class="Apple-style-span" style="color: rgb(0, 0, 0); "><div><b><span class="Apple-style-span" style="color:#FF6600;"><span class="Apple-style-span" style=" ;font-size:x-small;">Difficulty level : very simple</span></span></b></div><div><b><span class="Apple-style-span" style="color:#FF6600;"><span class="Apple-style-span" style=" ;font-size:x-small;">Resolution Duration : 15 days to 1 month max</span></span></b></div><div><span class="Apple-style-span" style="font-size:large;"><b><span class="Apple-style-span" style="color:#FF6600;"><span class="Apple-style-span" style=" ;font-size:x-small;">Pain, mental trauma, stress and harassment : NIL </span></span></b></span></div></span></span></span></div><div><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#FF0000;"><br /></span></span></div><div><b>Step 1.</b> Go to the bank and agree to buy the ULIP in return of you loan related process.</div><div><b>Step 2.</b> Give them ULIP premium cheque, get a photocopy of the ULIP docs/forms and the check.</div><div><b>Step 3. <span class="Apple-style-span" style="font-weight: normal; ">Take the visiting card of all the people who were involved in ur case (this is very important, if no visiting card atleast take their name, designation and mobile no.)</span></b></div><div><b>Step 4.<span class="Apple-style-span" style="font-weight: normal; "> After u have agreed to their demand of ULIP now make sure you get ur work done ASAP. Don't give them any time get ur work done at the earlier. Be firm and be rude. </span></b></div><div><b>Step 5.</b> Wait for the ULIP welcome kit</div><div><b>Step 6.</b> Once you recieve ur ULIP welcome kit, write a strong complaint letter to ICICI Pru telling them about the forced ULIP, the names of the people involved and your request of cancelling the ULIP. In all the insurance firms there is a freelook period of 15 days to 1 month during which u can refund the policy without providing any reason (but you must cite your reason in this case).</div><div><b>Step 7 :</b> Make sure your complaint mail is very strong. ICICI don't respond to polite mails, they simply ignore them.</div><div><b>Step 8.</b> Your ULIP money will be refunded. </div><div><br /></div><div><br /></div><div><b>Summary :</b> This is a very simple way of getting ur work done smartly by complying to all the stupid rules set by ICICI or any other bank for that matters. Just agree to their demands and cancel the ULIP during the freelook period. </div><div><br /></div><div><br /></div><div><span class="Apple-style-span" style="color:#FFFFFF;"><span class="Apple-style-span" style="font-size:large;"><br /></span></span><div><b><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#3366FF;">I will suggest you to choose the second way as it is simple and less time consuming, i wish i could have known this before</span></span></b><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#3366FF;">.</span></span></div><div><span class="Apple-style-span" style="color:#FF6600;"><br /></span></div><div></div><br /></div>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com3tag:blogger.com,1999:blog-3218654052272477440.post-43720978409748280612010-02-22T01:13:00.000-08:002010-02-24T08:04:23.325-08:00Ohhh my gawd ...this force selling is happening everywhere ...I came across this article of banks force selling their ULIPs to customers opting for loan or related products on <a href="http://www.jagoinvestor.com/"><b>www.jagoinvestor.com</b></a><br /><div><br /></div><div><span class="Apple-style-span" style="color:#FF0000;"><span class="Apple-style-span" style="font-size:large;"><b>Investors </b></span></span><b><span class="Apple-style-span" style="color:#FF0000;"><span class="Apple-style-span" style="font-size:large;">Beware.....<span class="Apple-style-span" style="color: rgb(0, 0, 0); font-weight: normal; ">it seems like a much bigger racket than i thought..... </span></span></span></b></div><div><br /></div><div><b>Here is the article :</b></div><div><br /></div><div><span class="Apple-style-span" style="font-weight: bold; "><span class="Apple-style-span" style="font-size:large;"><a href="http://www.jagoinvestor.com/2010/02/force-selling-combined-with-other-financial-products.html" target="_blank">"Force Selling combined with other financial products"</a></span></span></div>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-29653187819174627452010-02-15T02:12:00.000-08:002010-02-24T08:04:27.921-08:00Finally my queries are resolved, after 9+ months....After my discussion with Bonny Thomas, Shakti Singh, Prateek Sharma and (I dont remember the name of the forth person), they were finally able to provide me a written explanation of all my queries. <div><br /></div><div>Its so good to see people who are not directly involved taking a proactive stance and helping me out, where its sad to see ICICI as company fail to address customer complaints for 9+ months.</div><div>ICICI complaint cell is a big bluff and a waste of time.</div><br /><div><br /></div><div><b><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#3333FF;">Here is the list of questions for which I wanted an explanation, from the last 9+ months :</span></span></b></div><br /><hr /><br /><table bg="#e4e4e4" cellspacing="2" cellpadding="5" style="color:#e4e4e4;"><tbody><tr><td bg="" style="color:#ffffff;"> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Q1: The extra one month interest I paid because ICICI Pune Branch took 1 month for a process which ICICI Delhi Brach completed in 80minutes flat. I want the 1 month interest which I paid extra, back.</span><o:p></o:p></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Q2:</span></span></span></b><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;"> </span></span></span></b></span></span></span></span><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Why there is a difference between the switch procedures at different ICICI branches. </span></span></span></b><st1:city st="on"><st1:place st="on"><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Delhi</span></span></span></b></st1:place></st1:city><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;"> took 80 minutes and Pune took 1 month. </span><o:p></o:p></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Q3:</span></span></span></b><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;"> </span></span></span></b></span></span></span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Why my loan account number has been changed whereas ICICI Delhi branch kept it the same? I want it to change back to my previous account number.</span><o:p></o:p></span></span></b></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Q4:</span></span></span></b><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;"> </span></span></span></b></span></span></span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Why I have been asked to submit four blank checks with no date and amount and what is the status of these checks?</span><o:p></o:p></span></span></b></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><span><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Q5: </span></span></span></b></span></span></span></span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Why </span></span></span></b><st1:city st="on"><st1:place st="on"><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Delhi</span></span></span></b></st1:place></st1:city><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;"> branch never asked me these blank cheques.</span></span></span></b></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><span><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Q6: </span></span></span></b></span></span></span></span><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">When my previous loan account is closed, why I have not been returned my previous blank checks which I have submitted at the time of opening the account? </span><o:p></o:p></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Q7:</span></span></span></b><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;"> </span></span></span></b></span></span></span></span><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Why the disbursement amount is given to this new account number ( LBPUN 00000 91). Whose account now is this? </span></span></span></b><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;"> </span></span></span></b></span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">(Attached)<o:p></o:p></span></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.25in;text-indent:.25in"><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">My Old Home loan No: LBPUN 00000 912xxx<o:p></o:p></span></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.25in;text-indent:.25in"><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">My New Home loan No : LBPUN 00000 175xxxx<o:p></o:p></span></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.25in;text-indent:.25in"><span class="apple-style-span"><b><i><span><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">The disbursement amount went to LBPUN 00000 91</span></span></span><span><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;"> </span></span></span></span><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">??????</span><o:p></o:p></span></span></span></i></b></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Q8:</span></span></span></b><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;"> </span></span></span></b></span></span></span></span><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Why Gaurav Bose is sending fake ICICI letters with no references at all. I wonder if you have a record of all the letters I have received. </span><o:p></o:p></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><span><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Q9: </span></span></span></b></span></span></span></span><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#FF0000;">Actions against Gaurav Bose and Prakash Sikri as they are taking people for c ride. If I would have had only Pune loan, I could have never known about this cheating ICICI Pune bank employees are doing. They must have duped many people with only Pune home loan. </span><o:p></o:p></span></span></b></span></span></p> <p class="MsoNormal" style="margin-left:.5in;text-indent:-.25in;mso-list:l0 level1 lfo1; tab-stops:list .5in"><span class="apple-style-span"><span><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Q10:</span></span></span></b><span style="font:7.0pt "Times New Roman""><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;"> </span></span></span></b></span></span></span></span><span class="apple-style-span"><span><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#990000;">Why Gaurav is not accepting that he duped me? Why is he not taking the responsibility of his actions? Why is he getting shielded?</span></span></span></b><o:p></o:p></span></span></p></td></tr></tbody></table><br /><hr /><span class="Apple-style-span" style="color:#3333FF;"><br /></span><b><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#3333FF;"><br /></span></span></b><div><b><span class="Apple-style-span" style="font-size:large;"><span class="Apple-style-span" style="color:#3333FF;">Here is a copy of their official letter explaining all my queries. let me tell you that this is the first sensible official letter i have seen from ICICI in last nine months. </span></span></b></div><div><span class="Apple-style-span" style="color:#3333FF;"><b><br /></b></span></div><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_DZqtdtrvm3w/S4VIy3IZJ9I/AAAAAAAAALM/RyqTNrVCBjI/s1600-h/answer_1.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 294px; height: 400px;" src="http://4.bp.blogspot.com/_DZqtdtrvm3w/S4VIy3IZJ9I/AAAAAAAAALM/RyqTNrVCBjI/s400/answer_1.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5441835763376924626" /></a><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_DZqtdtrvm3w/S4VI_GTvtNI/AAAAAAAAALU/r9phDw7NnVs/s1600-h/answer_2.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 294px; height: 400px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/S4VI_GTvtNI/AAAAAAAAALU/r9phDw7NnVs/s400/answer_2.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5441835973609501906" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com2tag:blogger.com,1999:blog-3218654052272477440.post-24220018316224444672010-02-02T21:15:00.001-08:002010-02-24T08:04:32.846-08:00No responce so far, another reminder mail sent<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_DZqtdtrvm3w/S2kGgSwQ-CI/AAAAAAAAAKs/wLgcYF1KqFU/s1600-h/3FEB2010.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 280px;" src="http://1.bp.blogspot.com/_DZqtdtrvm3w/S2kGgSwQ-CI/AAAAAAAAAKs/wLgcYF1KqFU/s400/3FEB2010.gif" border="0" alt="" id="BLOGGER_PHOTO_ID_5433881577259071522" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-25052802572448573362010-02-01T21:02:00.000-08:002010-02-24T08:04:36.915-08:00Beware! Bank frauds are on the rise.<div><br /></div><div><b>I strongly agree to this as i am a victim of such a fraud and its been 9+ months since i have been asking for an explanation. No response whatsoever, everyone is playing pingpong; just passing the ball. </b></div><div><b><br /></b></div><div><b>Read the article in Economic Times</b><br /><a href="http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/Beware-Bank-frauds-are-on-the-rise/articleshow/5518728.cms"><b>http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/Beware-Bank-frauds-are-on-the-rise/articleshow/5518728.cms</b></a></div><div><span class="Apple-tab-span" style="white-space:pre"><b> </b></span><b> </b></div>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com2tag:blogger.com,1999:blog-3218654052272477440.post-57620155121271052112010-01-14T20:56:00.000-08:002010-02-24T08:04:41.381-08:00Another mails sent to Prateek Sharma<div><span class="Apple-style-span" style="font-weight: bold; ">He want me to meet and settle this out whereas i believe he is shielding his employees. I fail to understand why they can't send me an explanation letter. Who will pay for my loss? Is this how they have grown so big?</span></div><div><b><br /></b></div><div><b>I have expressed my inability to meet and mailed him back asking for a written explanation.</b></div><div><br /></div><div><br /></div><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_DZqtdtrvm3w/S2kCjfzMpZI/AAAAAAAAAKk/CShmPuLDTTo/s1600-h/14jan2010.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 364px;" src="http://1.bp.blogspot.com/_DZqtdtrvm3w/S2kCjfzMpZI/AAAAAAAAAKk/CShmPuLDTTo/s400/14jan2010.gif" border="0" alt="" id="BLOGGER_PHOTO_ID_5433877234254128530" /></a><div><b><br /></b></div>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com3tag:blogger.com,1999:blog-3218654052272477440.post-46021637444892905872010-01-08T20:55:00.000-08:002010-02-24T08:04:45.993-08:00Mail recieved from Prateek Sharma<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_DZqtdtrvm3w/S2kB7Ts1XyI/AAAAAAAAAKc/snp0BQklq9w/s1600-h/8jan_2010.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 169px;" src="http://2.bp.blogspot.com/_DZqtdtrvm3w/S2kB7Ts1XyI/AAAAAAAAAKc/snp0BQklq9w/s400/8jan_2010.gif" border="0" alt="" id="BLOGGER_PHOTO_ID_5433876543811444514" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com0tag:blogger.com,1999:blog-3218654052272477440.post-61290540196295182102010-01-04T20:39:00.000-08:002010-02-24T08:04:50.704-08:00Complaint mail sen to Prateek Sharma, Regional Manager ICICI, Pune<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_DZqtdtrvm3w/S2kBj-zQLJI/AAAAAAAAAKU/qHzS_T0qEI0/s1600-h/4jan2010.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 244px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/S2kBj-zQLJI/AAAAAAAAAKU/qHzS_T0qEI0/s400/4jan2010.gif" border="0" alt="" id="BLOGGER_PHOTO_ID_5433876143064231058" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com2tag:blogger.com,1999:blog-3218654052272477440.post-84783655394650453912009-12-16T19:28:00.000-08:002010-02-24T08:04:55.411-08:00Not sure if this is a CoincidenceNews like the below one make me think hard about the nature of things to happen in India.<br /><br /><span style="font-weight:bold;"><span class="Apple-style-span" style="font-size:large;">ICICI Bank's UK unit accused of acting against whistle blower </span></span> <div><b><a href="http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/ICICI-Banks-UK-unit-accused-of-acting-against-whistle-blower/articleshow/5341784.cms"><span class="Apple-style-span" style="font-size:small;">http://economictimes.indiatimes.com/news/news-by-industry/banking/finance/banking/ICICI-Banks-UK-unit-accused-of-acting-against-whistle-blower/articleshow/5341784.cms</span></a></b></div><div><span class="Apple-style-span" style=" ;font-size:large;"><b><br /></b></span></div><div><span class="Apple-style-span" style="font-size:large;"><b><span class="Apple-style-span" style="font-family:georgia;"><br /></span></b></span></div><div><b><span class="Apple-style-span" style="font-family:georgia;"><span class="Apple-style-span" style="font-size:large;">More Satyam-like cases simmering: Rohit Mahajan, KPMG executive</span></span></b></div><div><b><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-family:georgia;"><a href="http://economictimes.indiatimes.com/opinion/interviews/More-Satyam-like-cases-simmering-Rohit-Mahajan-KPMG-executive/articleshow/5345907.cms">http://economictimes.indiatimes.com/opinion/interviews/More-Satyam-like-cases-simmering-Rohit-Mahajan-KPMG-executive/articleshow/5345907.cms</a></span></span></b></div><div><span class="Apple-style-span" style="font-family:georgia;"><b><br /></b></span></div><div><span class="Apple-style-span" style="font-family:georgia;"><b><br /></b></span></div><div><span class="Apple-style-span" style="font-family:georgia;"><b>especially question like this are thought-provoking .....</b></span></div><div><span class="Apple-style-span" style="font-family:georgia;"><b><br /></b></span></div><div><span class="Apple-style-span" style="font-family:georgia;"><b><div><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="color:#000099;">Has there been any kind of shift in the way frauds are committed? </span></span></div><div><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-weight: normal;"><br /></span></span></div><div><span class="Apple-style-span" style="font-size:small;"><span class="Apple-style-span" style="font-weight: normal;">We are seeing more frauds now compared to 3-4 years ago and the nature of frauds is no more limited to scrap sales or cash being stolen. We are seeing a dynamic shift with respect to intellectual property, e-commerce and other IT-related frauds. It is not just the junior employees who are involved. The senior management seems to be encouraging it and there is more focus on bribery and corruption. </span></span></div><div><span class="Apple-style-span" style=" font-weight: normal;font-size:small;"><br /></span></div><div><span class="Apple-style-span" style=" font-weight: normal;font-size:small;"><br /></span></div><div><span class="Apple-style-span" style=" font-weight: normal;font-size:small;"><br /></span></div></b></span></div>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-37392864823390631072009-12-03T00:55:00.000-08:002010-02-24T08:05:00.535-08:00What I want from ICICI (Pune) home loan department<span style="font-weight:bold;">Complaint Status : </span>Its been more than 6 months (9 may09 - till date) and I have sent letters to Customer Service Manager, Bank manager, Avijit Saha, ICICI Head Quality Service, Shiva Kumar, B Madhivanan, Banking Ombudsman but the situation is same. Everybody is playing ping pong and the corrupt officials Gaurav Bose and Prakash Sikri are still working freely.<br /><br /><span style="font-weight:bold;">Issue:</span> ICICI Pune (Shivaji Nagar) Housing finance dept is misleading people who want to switch their housing loan from higher rate of interest to a lower (prevailing) rate of interest. They are forcing people to buy ULIP of 50K. They have forced me to buy one such ULIP policy of 40k in order to switch my home loan.<br /><br /><span style="font-weight:bold;">How do I know:</span> I have two home loans from ICICI; one in Delhi and other in Pune. Since both my loans were on floating interest I decided to switch them to the current prevailing rate of interest. As I am in working in Pune I went to the Pune Branch first for my Pune Home loan switch and they told me about the compulsory ULIP policy of 50K for a loan switch. I had a big argument with the customer service rep and then the manager intervened and told me the same thing. Since the manager itself was telling me I had no choice but to buy the policy of 40k (the home loan guy reduced the amount).<br /><br />After that I went to Delhi for my Delhi home loan switch and I got a shock of my life when ICICI, Delhi switched my loan in 2 hours flat without asking for any extra papers or ULIP policy purchase.<br /><br /><span style="font-weight:bold;">Same Process, but different ways: </span>ICICI Delhi branch completed the whole process in 2 hrs flat and ICICI Pune branch took 1 month to do the same. ICICI Pune guys were more interested in getting the ULIP than switching my home loan. They infact changed my loan account number by closing the previous loan and issued me a new loan account number. It is surprising to see why ICICI bank has two different processes for the same home loan switch procedure. This shows that ICICI Pune branch is working on their whims and fancy and connive with the Insurance dept to help them meet their targets. <br /><br /><span style="font-weight:bold;">Losses I suffered:</span> In converting my home loan switch from ICICI Pune, I have suffered the following losses because of Gaurav Bose and Prakash Sikri’s selfish motive.<br />~ Rs 40000 paid towards the ULIP and the ULIP is for 18 years so that means I will be paying 40K every year to ICICI<br />~ Extra one month interest paid on my housing loan. If ICICI Pune had switched my loan on the day I approached them, I would have saved one month interest.<br /><br /><span style="font-weight:bold;">ICICI Bank branch:</span> 1194/8, RamaChandra Sabha Mandap, Ghole Road, Shivaji Nagar, Pune - 411005<br /><br /><span style="font-weight:bold;">Corrupt ICICI officials: </span><br />~ ICICI Bank home loan officer : Gaurav Bose, gaurav.bose@icicibank.com ,<br />+91 99237 50346<br />~ ICICI Prudential officer : Prakash Sikri, prakash.sikri@iciciprulife.com ,<br />+91 98817 34534<br /><br /><span style="font-weight:bold;">I need the following from ICICI bank : </span><br /><br />~ The money I paid for ULIP i.e. Rs 40000 as I don’t want the UILP, it was forced to me. - <span style="font-style:italic;">Got the ULIP money back</span><br />~ The extra one month interest I paid because ICICI Pune Branch took 1 month for a process which ICICI Delhi Brach completed in 80minutes flat. I want the 1 month interest which I paid extra, back.<br />~ Why there is a difference between the switch procedures at different ICICI branches. Delhi took 80 minutes and Pune took 1 month. <br />~ Why my loan account number has been changed whereas ICICI Delhi branch kept it the same? I want it to change back to my previous account number.<br />~ Why I have been asked to submit four blank checks with no date and amount and what is the status of these checks?<br />~ Why Delhi branch never asked me these blank cheques. <br />~ When my previous loan account is closed, why I have not been returned my previous blank checks which I have submitted at the time of opening the account? <br />~ Why the disbursement amount is given to this new account number ( LBPUN 00000 91). Whose account is this? <br />My Old Home loan No: LBPUN 00000 912xxx<br />My New Home loan No : LBPUN 00000 175xxxx<br />The disbursement amount went to LBPUN 00000 91 ??????<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_DZqtdtrvm3w/SxeAapcxmYI/AAAAAAAAAJ8/A12fA_tkcaY/s1600-h/whose-ac-is-this.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 88px; height: 50px;" src="http://1.bp.blogspot.com/_DZqtdtrvm3w/SxeAapcxmYI/AAAAAAAAAJ8/A12fA_tkcaY/s400/whose-ac-is-this.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410934672600439170" /></a>~ Why Gaurav Bose is sending fake ICICI letters with no references at all. I wonder if ICICI has a record of all the letters I have received. (Attached)<br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxeA-wt6pSI/AAAAAAAAAKE/Byt82kHk3_0/s1600-h/29-oct---1.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 50px; height: 50px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxeA-wt6pSI/AAAAAAAAAKE/Byt82kHk3_0/s400/29-oct---1.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410935293026673954" /></a><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxeBCx06RzI/AAAAAAAAAKM/Zb8FEovphBs/s1600-h/29--oct---2.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 50px; height: 50px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxeBCx06RzI/AAAAAAAAAKM/Zb8FEovphBs/s400/29--oct---2.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410935362043922226" /></a><br />~ Actions against Gaurav Bose and Prakash Sikri as they are taking people for c ride. If I would have had only Pune loan, I could have never known about this cheating ICICI Pune bank employees are doing. They must have duped many people with only Pune home loan. <br />~ Why Gaurav is not accepting that he duped me? Why is he not taking the responsibility of his actions? Why is he getting shielded?<br /><br /><br />=======================================<br /><a href="http://icicidupedme.blogspot.com/">Back to the homepage</a><br />=======================================<br /><p></p><p></p>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com10tag:blogger.com,1999:blog-3218654052272477440.post-57561685549609090592009-11-30T00:28:00.000-08:002010-02-24T08:05:04.838-08:00Sent another mail with few more queries about my blank cheques for new and old loan accountsThey closed my one loan account but what about my blank cheques?<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_DZqtdtrvm3w/Sxd3r2t5ZII/AAAAAAAAAJ0/JvOIKxkVB9c/s1600-h/30-nov.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 396px;" src="http://2.bp.blogspot.com/_DZqtdtrvm3w/Sxd3r2t5ZII/AAAAAAAAAJ0/JvOIKxkVB9c/s400/30-nov.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410925072615040130" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-83137193444702639742009-11-26T10:48:00.000-08:002010-02-24T08:05:08.824-08:00Sent another mail to all asking why they are silent and Gaurav is doing whatever he feels likeHe is just wasting my time. When ICICI pru has apologized and returned the money, why is he still adamant that he did not do anything?<br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxdhFdTYjvI/AAAAAAAAAJs/Z3yzbQd6rVA/s1600-h/26-nov.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 325px; height: 400px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxdhFdTYjvI/AAAAAAAAAJs/Z3yzbQd6rVA/s400/26-nov.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410900223702109938" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com3tag:blogger.com,1999:blog-3218654052272477440.post-45443381978052036372009-11-22T10:39:00.000-08:002010-02-24T08:05:13.277-08:00Received another mail from Gaurav BoseHe thinks he is smart, he sent the same mail with some text changes.<br /><br />This time he added date and RBI Ombudsman reference number but i still doubt the authenticity as i don't trust him. Once a thief will always be a thief. <br /><br /> <br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdeqaxlOQI/AAAAAAAAAJc/MvOrvq8FyPM/s1600-h/18-nov.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 298px; height: 400px;" src="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdeqaxlOQI/AAAAAAAAAJc/MvOrvq8FyPM/s400/18-nov.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410897560143739138" /></a><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://1.bp.blogspot.com/_DZqtdtrvm3w/SxdfCIrvb3I/AAAAAAAAAJk/xIYVy953p5o/s1600-h/18-nov2.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 387px;" src="http://1.bp.blogspot.com/_DZqtdtrvm3w/SxdfCIrvb3I/AAAAAAAAAJk/xIYVy953p5o/s400/18-nov2.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410897967604264818" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com3tag:blogger.com,1999:blog-3218654052272477440.post-18264268452116101992009-10-30T10:35:00.000-07:002010-02-24T08:05:17.739-08:00Blasted him for sending a fake mail to me<b>Sheer misuse of power and the best part; his seniors are shielding him.</b><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_DZqtdtrvm3w/Sxdc2PexXKI/AAAAAAAAAJU/PowKjoDWOHU/s1600-h/30-oct.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 287px; height: 400px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/Sxdc2PexXKI/AAAAAAAAAJU/PowKjoDWOHU/s400/30-oct.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410895564247227554" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-13370879065207728762009-10-29T10:23:00.000-07:002010-02-24T08:05:22.451-08:00Received a fake and cunning letter with no date, and reference number whatsoever from Gaurav Bose<h2> Fake mail with No Date and Reference number.</h2><br /><h3>How can a self claimed Manager write sucha mail? He must had taken some letterheads and printed this crap letter on it. What a misuse of power. </h3><br /><br /><font size="4" color="blue"> a big disgrace and shame on Gaurav Bose </font><br /><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdaK3QfhbI/AAAAAAAAAJE/UMSmBqf_yJw/s1600-h/29-oct---1.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 305px; height: 400px;" src="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdaK3QfhbI/AAAAAAAAAJE/UMSmBqf_yJw/s400/29-oct---1.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410892619987256754" /></a><br /><a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxdaLKbd2TI/AAAAAAAAAJM/pUuSWcfcioQ/s1600-h/29--oct---2.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 337px; height: 400px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/SxdaLKbd2TI/AAAAAAAAAJM/pUuSWcfcioQ/s400/29--oct---2.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410892625133558066" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com2tag:blogger.com,1999:blog-3218654052272477440.post-45502020590402763412009-10-26T10:14:00.000-07:002010-02-24T08:05:26.662-08:001 month passed........ No response ............. Got very frustrated and sent another mail to everyone<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdY_PlK0qI/AAAAAAAAAI8/qqolI5ylBOI/s1600-h/26-oct.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 269px; height: 400px;" src="http://4.bp.blogspot.com/_DZqtdtrvm3w/SxdY_PlK0qI/AAAAAAAAAI8/qqolI5ylBOI/s400/26-oct.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5410891320846373538" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-90326974757193002632009-09-23T02:40:00.000-07:002010-02-24T08:05:32.024-08:00Sent a mail to Vinesh Nair, Regional Sales Manager (Pune)<a href="http://1.bp.blogspot.com/_DZqtdtrvm3w/SrntsZf4IpI/AAAAAAAAAI0/EZVQlsc9R4g/s1600-h/milap.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 299px;" src="http://1.bp.blogspot.com/_DZqtdtrvm3w/SrntsZf4IpI/AAAAAAAAAI0/EZVQlsc9R4g/s400/milap.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5384596176512754322" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-60899057830093719882009-09-11T02:36:00.000-07:002010-02-24T08:05:36.387-08:00Sent a mail asking for a formal copy of apology letter from ICICI Prudential through Post<a href="http://4.bp.blogspot.com/_DZqtdtrvm3w/Srnsru-Kk_I/AAAAAAAAAIs/_2EfWLXdwV0/s1600-h/apology_seek3.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 334px; height: 400px;" src="http://4.bp.blogspot.com/_DZqtdtrvm3w/Srnsru-Kk_I/AAAAAAAAAIs/_2EfWLXdwV0/s400/apology_seek3.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5384595065585439730" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-41749619563455242822009-09-09T02:30:00.000-07:002010-02-24T08:05:40.764-08:00Received an apology email from ICICI Prudential, received my 40K back<a href="http://3.bp.blogspot.com/_DZqtdtrvm3w/SrnrrQLSosI/AAAAAAAAAIU/2FsSwPLByR8/s1600-h/apology_seek2.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 230px; height: 400px;" src="http://3.bp.blogspot.com/_DZqtdtrvm3w/SrnrrQLSosI/AAAAAAAAAIU/2FsSwPLByR8/s400/apology_seek2.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5384593957807366850" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com0tag:blogger.com,1999:blog-3218654052272477440.post-10274239514404309522009-09-08T02:28:00.000-07:002010-02-24T07:54:20.139-08:00Mail sent to ICICI bank and Prudential, asking them for an apology and explanation letter<a href="http://1.bp.blogspot.com/_DZqtdtrvm3w/Srnr0iUr17I/AAAAAAAAAIc/Tpvc2oeiS7E/s1600-h/apology_seek1.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 349px;" src="http://1.bp.blogspot.com/_DZqtdtrvm3w/Srnr0iUr17I/AAAAAAAAAIc/Tpvc2oeiS7E/s400/apology_seek1.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5384594117297428402" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com2tag:blogger.com,1999:blog-3218654052272477440.post-61101321852267404522009-08-26T23:25:00.000-07:002010-02-24T07:54:31.371-08:00My response to ICICI representatives who visited the Blog<a href="http://1.bp.blogspot.com/_DZqtdtrvm3w/Srnr790COtI/AAAAAAAAAIk/RV9ug2BT1lA/s1600-h/blog_comment.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 372px; height: 400px;" src="http://1.bp.blogspot.com/_DZqtdtrvm3w/Srnr790COtI/AAAAAAAAAIk/RV9ug2BT1lA/s400/blog_comment.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5384594244935760594" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com1tag:blogger.com,1999:blog-3218654052272477440.post-22742153477670487442009-08-26T22:19:00.000-07:002010-02-24T07:54:41.466-08:00My response to ICICI HeadQualityService ROBOT<a href="http://4.bp.blogspot.com/_DZqtdtrvm3w/SrnosN5oWSI/AAAAAAAAAH8/rnyh7WVikPw/s1600-h/robot.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 357px;" src="http://4.bp.blogspot.com/_DZqtdtrvm3w/SrnosN5oWSI/AAAAAAAAAH8/rnyh7WVikPw/s400/robot.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5384590675841407266" /></a>icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com2tag:blogger.com,1999:blog-3218654052272477440.post-91932407778191460692009-08-26T09:09:00.000-07:002010-02-24T07:54:55.594-08:00Email response from Headqualityservice asking me to contact Sachin as he has sent an apology letter<a onblur="try {parent.deselectBloggerImageGracefully();} catch(e) {}" href="http://2.bp.blogspot.com/_DZqtdtrvm3w/SpTt1GaX9HI/AAAAAAAAAHs/wTmQ_bpMYHo/s1600-h/head_12.gif" target="_blank"><img style="display:block; margin:0px auto 10px; text-align:center;cursor:pointer; cursor:hand;width: 400px; height: 327px;" src="http://2.bp.blogspot.com/_DZqtdtrvm3w/SpTt1GaX9HI/AAAAAAAAAHs/wTmQ_bpMYHo/s400/head_12.gif" border="0" alt=""id="BLOGGER_PHOTO_ID_5374181751869928562" /></a><br />I wonder if it is some kind of joke going on at the complaint cell, i cant believe this is how ICICI complaint cell is working.icici_duped_mehttp://www.blogger.com/profile/11836312232547709030noreply@blogger.com0